A small town in Pennsylvania has been ranked as the best place in the US for retirees to live in.

The slower pace away from the hustle and bustle of cities combined with the low cost of living and low crime rate makes Camp Hill a desirable location.

It was ranked top of a list of small towns to retire in by GoBankingRates.com who surveyed communities across the country that have populations between 1,000 and 10,000 residents. 

Camp Hill scored 92 on its livability index thanks to its low monthly cost of $3,356 and low crime rate of 9.4 per 1,000 residents. 

Meanwhile Delaware was ranked the best state to retire in thanks to its coastline, favorable tax policies and wellness services.

The small town of Camp Hill in Pennsylvania has been ranked as the best place in the US for retirees to live in

The slower pace away from the hustle and bustle of cities combined with the low cost of living and low crime rate makes Camp Hill a desirable location

It was ranked top of a list of small towns to retire in by GoBankingRates.com who surveyed communities across the country that have populations between 1,000 and 10,000 residents

Researchers at GoBankingRates.com looked at average rental and living costs, crime rates and data including amenities, housing availability and transportation to rank towns in America. 

Camp Hill managed to come out on top of the list of 44 best small towns to retire in with its affordability and safety. 

Around 3,200 households in the area earn a median income of $105,000 and around 15 percent of its population is aged 65 or over. 

The small town offers a vibrant shopping scene with lots of small businesses owned by women.

It is also home to the award-winning library Cleve J. Fredricksen Library and a weekday farmer's market which runs from May to October. 

While Northville in Michigan was ranked second with a livability score of 86, a monthly cost of living of $3,383 and a crime rate of 6.5 per 1,000 residents. 

Camp Hill scored 92 on its livability index thanks to its low monthly cost of $3,356 and low crime rate of 9.4 per 1,000 residents

Around 3,200 households in the area earn a median income of $105,000 and around 15 percent of its population is aged 65 or over

The small town offers a vibrant shopping scene with lots of small businesses owned by women

Fort Mitchell in Kentucky came third and had the same livability score, monthly cost of living of $3,347 and a higher crime rate of 8.7. 

It comes as research shows that an increasing number of Americans are not ready for retirement.

Around 27 percent of those aged 59 or older do not have money saved for when they stop working.

Just 10 percent of those between 62 and 70 who are retired are financially stable.